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Chat Themes. In 1-on-1 chats, you can apply a specific theme just for that chat – giving it a distinct look and feel.

Every theme has its own day and night version, with gradient message bubbles, animated backgrounds and unique patterns.

Chat themes sync across your devices, and also are applied for your chat partner.

To choose a chat theme on Android, tap > Change Colors.
On iOS, tap the Chat Header > More > Change Colors.
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Chat Themes. In 1-on-1 chats, you can apply a specific theme just for that chat – giving it a distinct look and feel.

Every theme has its own day and night version, with gradient message bubbles, animated backgrounds and unique patterns.

Chat themes sync across your devices, and also are applied for your chat partner.

To choose a chat theme on Android, tap > Change Colors.
On iOS, tap the Chat Header > More > Change Colors.

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Launched in 2013, Telegram allows users to broadcast messages to a following via “channels”, or create public and private groups that are simple for others to access. Users can also send and receive large data files, including text and zip files, directly via the app.The platform said it has more than 500m active users, and topped 1bn downloads in August, according to data from SensorTower.

Spiking bond yields driving sharp losses in tech stocks

A spike in interest rates since the start of the year has accelerated a rotation out of high-growth technology stocks and into value stocks poised to benefit from a reopening of the economy. The Nasdaq has fallen more than 10% over the past month as the Dow has soared to record highs, with a spike in the 10-year US Treasury yield acting as the main catalyst. It recently surged to a cycle high of more than 1.60% after starting the year below 1%. But according to Jim Paulsen, the Leuthold Group's chief investment strategist, rising interest rates do not represent a long-term threat to the stock market. Paulsen expects the 10-year yield to cross 2% by the end of the year. A spike in interest rates and its impact on the stock market depends on the economic backdrop, according to Paulsen. Rising interest rates amid a strengthening economy "may prove no challenge at all for stocks," Paulsen said.

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