#播客
#世界观
《E97 就我这三瓜俩枣的，也需要像顶级富豪一样考虑财富传承？》
《E153 高净值人群大观察：2024 年，他们有钱人在烦恼什么？》
很有意思的两期节目，嘉宾李璞的职业是理财规划师，简单理解就是给有钱人规划财富的，节目里谈到了财富、传承、子女教育等观念，还有一些野史、八卦（比如乾隆也许是故意把和珅留给儿子收割、洛克菲勒家族的传承）等等。
BY codedump的电报频道
Telegram is an aspiring new messaging app that’s taking the world by storm. The app is free, fast, and claims to be one of the safest messengers around. It allows people to connect easily, without any boundaries.You can use channels on Telegram, which are similar to Facebook pages. If you’re wondering how to find channels on Telegram, you’re in the right place. Keep reading and you’ll find out how. Also, you’ll learn more about channels, creating channels yourself, and the difference between private and public Telegram channels.
In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.
codedump的电报频道 from it