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🔆 Pradhan Mantri Awas Yojana (Urban)
📍 Launched: 2015
📍 Nodal Ministry: Ministry of Housing and Urban Affairs (MoHUA)
📍 Objective: Provide all-weather pucca houses for EWS, LIG, and MIG in urban areas of India.
✅ Beneficiaries: Economically weaker sections (EWS), Low-income groups (LIG), Middle-income groups (MIG), including slum dwellers.
✅ Coverage: Applicable across all statutory towns (Census 2011) and subsequently notified towns.
✅ Components:
* Beneficiary Led Construction/Enhancement (BLC)
* Affordable Housing in Partnership (AHP)
* In-situ Slum Redevelopment (ISSR)
* Credit Linked Subsidy Scheme (CLSS)
📍 Initiatives:
* Affordable Rental Housing Complexes (ARHCs) for migrant workers and urban poor.
* CLSS Awas Portal (CLAP): Real-time platform for application processing and subsidy tracking.
📍 Significance:
* Women Empowerment: Ownership of houses in the name of female members.
* Special Preferences: Focus on differently-abled, senior citizens, SC/ST, OBCs, minorities, and vulnerable groups.
* Basic Amenities: Houses equipped with toilets, water, electricity, and kitchen.
BY MPPSC Previous Year ( PYQ )
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