🔵How to manage finances as a freelancer: Invest in the right insurance as a freelancer #Freelancetips
Good insurance can help you avoid unforeseen business expenses, such as a laptop breaking during a business trip. In more serious cases, it can protect you from lawsuits if you’ve damaged someone’s property while taking aerial shots for a real estate agency. Just as you need health insurance, your business may require professional indemnity (liability) insurance.
Dinghy, With Jack, and Policybee offer competitively priced online policies for self-employed individuals. The Freelancer Union also provides extensive resources on various insurance options for independent contractors. If you’re a digital nomad freelancer, remember to also have adequate travel insurance that covers personal devices, such as your phone or laptop.
🔵How to manage finances as a freelancer: Invest in the right insurance as a freelancer #Freelancetips
Good insurance can help you avoid unforeseen business expenses, such as a laptop breaking during a business trip. In more serious cases, it can protect you from lawsuits if you’ve damaged someone’s property while taking aerial shots for a real estate agency. Just as you need health insurance, your business may require professional indemnity (liability) insurance.
Dinghy, With Jack, and Policybee offer competitively priced online policies for self-employed individuals. The Freelancer Union also provides extensive resources on various insurance options for independent contractors. If you’re a digital nomad freelancer, remember to also have adequate travel insurance that covers personal devices, such as your phone or laptop.
Telegram hopes to raise $1bn with a convertible bond private placement
The super secure UAE-based Telegram messenger service, developed by Russian-born software icon Pavel Durov, is looking to raise $1bn through a bond placement to a limited number of investors from Russia, Europe, Asia and the Middle East, the Kommersant daily reported citing unnamed sources on February 18, 2021.The issue reportedly comprises exchange bonds that could be converted into equity in the messaging service that is currently 100% owned by Durov and his brother Nikolai.Kommersant reports that the price of the conversion would be at a 10% discount to a potential IPO should it happen within five years.The minimum bond placement is said to be set at $50mn, but could be lowered to $10mn. Five-year bonds could carry an annual coupon of 7-8%.
Launched in 2013, Telegram allows users to broadcast messages to a following via “channels”, or create public and private groups that are simple for others to access. Users can also send and receive large data files, including text and zip files, directly via the app.The platform said it has more than 500m active users, and topped 1bn downloads in August, according to data from SensorTower.Freelancer from us
