#days
📅 今日小寒
❄️ 小寒，是二十四节气中的第二十三个节气。这时正值“三九”前后，小寒标志着开始进入一年中最寒冷的日子。俗话有讲：“冷在三九”，由于隆冬“三九”也基本上处于该节气之内，因此有“小寒胜大寒”之讲法
生活上，除注意日常保暖外，进入小寒年味渐浓，人们开始忙着写春联、剪窗花，赶集买年画、彩灯、鞭炮、香火等，陆续为春节🏮作准备
饮食上，涮羊肉火锅🍲、吃糖炒栗子、烤白薯成为小寒时尚。俗语说“三九补一冬，来年无病痛”，说的就是冬令食羊肉调养身体的做法
😷 近期甲流频发，我也不幸中招，建议大家少去人群密集的区域，记得佩戴口罩
频道：@NewlearnerChannel
BY Newlearnerの自留地
Among the actives, Ascendas REIT sank 0.64 percent, while CapitaLand Integrated Commercial Trust plummeted 1.42 percent, City Developments plunged 1.12 percent, Dairy Farm International tumbled 0.86 percent, DBS Group skidded 0.68 percent, Genting Singapore retreated 0.67 percent, Hongkong Land climbed 1.30 percent, Mapletree Commercial Trust lost 0.47 percent, Mapletree Logistics Trust tanked 0.95 percent, Oversea-Chinese Banking Corporation dropped 0.61 percent, SATS rose 0.24 percent, SembCorp Industries shed 0.54 percent, Singapore Airlines surrendered 0.79 percent, Singapore Exchange slid 0.30 percent, Singapore Press Holdings declined 1.03 percent, Singapore Technologies Engineering dipped 0.26 percent, SingTel advanced 0.81 percent, United Overseas Bank fell 0.39 percent, Wilmar International eased 0.24 percent, Yangzijiang Shipbuilding jumped 1.42 percent and Keppel Corp, Thai Beverage, CapitaLand and Comfort DelGro were unchanged.
In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.
Newlearnerの自留地 from ua