微软取消非营利组织免费订阅
微软近日宣布，将停止向非营利组织免费提供Microsoft 365 Business Premium和Office 365 E1订阅服务，转而提供最多300个免费Microsoft 365 Business Basic许可证，并对其他订阅提供最高75%的折扣。
然而，免费版Business Basic缺乏桌面版Office应用和Intune等关键功能，非营利组织若想继续使用这些服务，需额外付费。
微软表示，这么做是为了简化捐赠产品组合，确保非营利组织获得高效安全的技术支持。
TechRadar
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In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.
Importantly, that investor viewpoint is not new. It cycles in when conditions are right (and vice versa). It also brings the ineffective warnings of an overpriced market with it.Looking toward a good 2022 stock market, there is no apparent reason to expect these issues to change.
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