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๐Ÿ˜โค๏ธุฎู€ู€ูˆุขุทู€ุฑ ุขู†ูŠู€ู€ู‚ู‡ู‡โค๏ธ๐Ÿ˜ุงู„ุชุญูŠุฉ ู„ูƒู„ ู…ู† ุงู†ุถู… ุฅู„ู‰ ู‚ู†ุงุชู†ุง
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๏ธุฎู€ู€ูˆุขุทู€ุฑ ุขู†ูŠู€ู€ู‚ู‡ู‡๏ธ Telegram | DID YOU KNOW?

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Should You Buy Bitcoin?

In general, many financial experts support their clientsโ€™ desire to buy cryptocurrency, but they donโ€™t recommend it unless clients express interest. โ€œThe biggest concern for us is if someone wants to invest in crypto and the investment they choose doesnโ€™t do well, and then all of a sudden they canโ€™t send their kids to college,โ€ says Ian Harvey, a certified financial planner (CFP) in New York City. โ€œThen it wasnโ€™t worth the risk.โ€ The speculative nature of cryptocurrency leads some planners to recommend it for clientsโ€™ โ€œsideโ€ investments. โ€œSome call it a Vegas account,โ€ says Scott Hammel, a CFP in Dallas. โ€œLetโ€™s keep this away from our real long-term perspective, make sure it doesnโ€™t become too large a portion of your portfolio.โ€ In a very real sense, Bitcoin is like a single stock, and advisors wouldnโ€™t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if youโ€™re passionate about it. โ€œIf it was one stock, you would never allocate any significant portion of your portfolio to it,โ€ Hammel says.

How Does Bitcoin Work?

Bitcoin is built on a distributed digital record called a blockchain. As the name implies, blockchain is a linked body of data, made up of units called blocks that contain information about each and every transaction, including date and time, total value, buyer and seller, and a unique identifying code for each exchange. Entries are strung together in chronological order, creating a digital chain of blocks. โ€œOnce a block is added to the blockchain, it becomes accessible to anyone who wishes to view it, acting as a public ledger of cryptocurrency transactions,โ€ says Stacey Harris, consultant for Pelicoin, a network of cryptocurrency ATMs. Blockchain is decentralized, which means itโ€™s not controlled by any one organization. โ€œItโ€™s like a Google Doc that anyone can work on,โ€ says Buchi Okoro, CEO and co-founder of African cryptocurrency exchange Quidax. โ€œNobody owns it, but anyone who has a link can contribute to it. And as different people update it, your copy also gets updated.โ€

๏ธุฎู€ู€ูˆุขุทู€ุฑ ุขู†ูŠู€ู€ู‚ู‡ู‡๏ธ from US

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Created: 2020-04-11

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