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#世界观

“贪婪、焦虑、缺乏耐心,是韭菜三大共性素质。迎合贪婪,贩卖焦虑,速成承诺,是割韭菜的三大标准姿势。”

这个总结,既可以用在割韭菜的方案设计上,也可以用来反观自己,即不要“贪婪、焦虑、缺乏耐心”,以免被人割了韭菜。



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#世界观

“贪婪、焦虑、缺乏耐心,是韭菜三大共性素质。迎合贪婪,贩卖焦虑,速成承诺,是割韭菜的三大标准姿势。”

这个总结,既可以用在割韭菜的方案设计上,也可以用来反观自己,即不要“贪婪、焦虑、缺乏耐心”,以免被人割了韭菜。

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Should You Buy Bitcoin?

In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.

Importantly, that investor viewpoint is not new. It cycles in when conditions are right (and vice versa). It also brings the ineffective warnings of an overpriced market with it.Looking toward a good 2022 stock market, there is no apparent reason to expect these issues to change.

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